"Mint brings all your financial accounts together online, automatically categorizes your transactions, lets you set budgets & helps you achieve your savings goals." -www.mint.com
I have been a Dave Ramsey fan for years and used his budget forms on a regualar basis, but my husband and I have decided to start using https://www.mint.com/ . Have you ever tried this site? We are just starting it this week. We can link our bank account, credit card account, etc. to it. It is a FREE site that helps you budget and shows you were your money is going each month. I encourage you to try it out and see if it helps you on your financial journey!